tag:blogger.com,1999:blog-38136534.post12359262118602525..comments2024-01-25T07:09:39.896-08:00Comments on Mobile Banking: Bill payment integrations to mobile wallets in AfricaHannes@Homehttp://www.blogger.com/profile/05855107176790028364noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-38136534.post-30865311205507167092011-12-29T01:01:10.155-08:002011-12-29T01:01:10.155-08:00One simple reason Bill Payments has not shown sign...One simple reason Bill Payments has not shown significant adoption is that Bills are based on a subscription model, usually recurring and planned but a majority of Africa is used to the "Pay as you go" model with payments made when needed. The "Pay as you go" model works because it helps people manage disposable income. Subscriptions to services like Multichoice is still very much a "Middle or Upper Class thing". The man on the street lives free without ties unless there is a service provider that can make him an offer he cant refuse. Loyalty is the key and it has been ignored in Mobile PaymentsAnonymoushttps://www.blogger.com/profile/04175545893005219915noreply@blogger.com