However, in reading the report, one could see many ways that the ROI could be improved (in some cases) spectacularly. It is important to consider some of the aspects below that would lead to major gains that could be achieved in rolling out mobile baning services. Some of these are:
- The model developed by Forrestors catered for cost elements related to developing, testing and deploying these services. Obviously, if these costs could be reduced, one would increase the ROI. Two ways to reduce these costs could be to deploy low cost, configurable enterprise solutions, or to make use of commoditised outsourced services.
- The model also talks about benefits as being predominantly related to cost savings. If the services could deliver revenue-benefits (like increased transaction revenue), or improved risk management, the proposition can be increased significantly.